Banking infrastructure providers
Find providers listed for core banking, banking-as-a-service, business accounts and related banking infrastructure.
Choosing a provider
Distinguish software from account provision and regulated banking services. Confirm the contracting entity, required integrations and responsibilities directly with each provider.
Banking infrastructure news32 providers
- 10x Banking
Banking & Infrastructure
10x Banking provides a SaaS core banking platform that runs core banking infrastructure for banks building digital banking products.
Core banking - Allica Bank
Banking & Infrastructure
Allica Bank is a UK business bank for established small and medium-sized businesses, offering business current accounts, savings and lending.
Business accountsBusiness lending - Amadeus
Banking & Infrastructure
Discover how Amadeus' platform and technology help airlines, travel agencies, hotels and others connect, do business, and deliver better travel experiences.
Payment initiationAccounts receivableInsurance software - Banking Circle
Banking & Infrastructure
Banking Circle provides payments, foreign exchange and banking infrastructure for businesses, including payment companies and investment funds.
FX - Bilderlings
Banking & Infrastructure
Payment solutions for business and individual accounts. Multi-currency support (EUR, USD, GBP, CNY), Payment Cards, Open Banking, and dedicated human support.
Business accountsFraud preventionPayment initiation - Celtic Bank
Banking & Infrastructure
Celtic Bank provides SBA loans and commercial financing for small businesses, including working capital and equipment financing.
Business lending - ClearBank
Banking & Infrastructure
ClearBank is a UK clearing bank that provides indirect access to payment schemes and banking services to financial institutions and fintechs. Its site also lists a separate European entity.
Banking-as-a-Service - Coastal Community Bank
Banking & Infrastructure
Coastal Community Bank is a community bank in Northwest Washington providing business and personal banking services.
- Cross River
Banking & Infrastructure
Cross River is a financial services organisation that combines a bank with technology products, offering API-based financial solutions for businesses.
- Evolve Bank & Trust
Banking & Infrastructure
Evolve Bank & Trust is a bank offering banking-as-a-service and banking solutions for businesses and fintech companies.
Banking-as-a-Service - finmid
Banking & Infrastructure
finmid provides embedded lending that platforms can offer to their business customers in European markets.
Business lending - FIS
Banking & Infrastructure
FIS is a financial technology company providing technology solutions to banks, capital markets firms and businesses.
- Fiserv
Banking & Infrastructure
Fiserv is a fintech and payments company with solutions for banking, merchant acquiring, billing and payments, and point-of-sale.
Merchant acquiring - Griffin
Banking & Infrastructure
Griffin is a UK bank built as a platform for other businesses to launch financial products and services. Griffin Bank Ltd states it is PRA-authorised and FCA/PRA-regulated.
Banking-as-a-Service - illimity Bank
Banking & Infrastructure
illimity Bank supports businesses with financing for growth plans, periods of discontinuity and turnarounds.
Business lending - Live Oak Bank
Banking & Infrastructure
Live Oak Bank provides business loans including SBA lending and industry-specific loan programs.
Business lending - Mambu
Banking & Infrastructure
Mambu provides a cloud core banking platform covering lending, deposits, and payments. It serves banks, neobanks, lenders, fintechs, non-financial institutions, and credit unions, supporting consumer and commercial loans, transactional deposit accounts, digital wallets, and Islamic financing structures.
Embedded paymentsCross-border paymentsCore banking - Memo Bank
Banking & Infrastructure
Memo Bank is a bank for businesses with high transaction volumes, letting them automate flows by API or EBICS.
Business accounts - Modern Treasury
Banking & Infrastructure
Modern Treasury provides payment operations software: one API for multi-rail payments with programmable accounts, real-time reporting and built-in compliance tooling.
- Narmi
Banking & Infrastructure
Narmi provides digital banking, account opening, instant payments and fraud prevention software for community banks and credit unions.
Payment initiationFraud prevention - OpenPayd
Banking & Infrastructure
Embed the financial services you need to power your growth. Build new products, streamline your operations and manage payments globally, with our Banking-as-a-Service infrastructure.
Banking-as-a-ServiceVirtual IBANsCross-border payments - Q2
Banking & Infrastructure
Q2 Software provides digital banking and lending software for financial institutions.
Lending softwareEmbedded payments - Qonto
Banking & Infrastructure
Qonto provides an online business account with invoicing, bookkeeping, expense management and financing, and states it is a licensed payment institution in France.
Business accountsAccounts receivable - Shine
Banking & Infrastructure
Shine provides an online business account for entrepreneurs in France, with a Mastercard card, invoicing and accounting tools; it states it is a registered payment institution.
Business accountsAccounts receivable - Swan
Banking & Infrastructure
Swan provides APIs and white-label interfaces that let companies embed banking features such as accounts, cards and payments into their workflows and products.
- Synctera
Banking & Infrastructure
Synctera is a banking and payments platform that companies use to build, launch and scale embedded banking and fintech products.
Banking-as-a-Service - Temenos
Banking & Infrastructure
Temenos offers cloud-native, AI-driven banking software trusted by 950+ banks for core, digital & wealth. Explore our solutions.
Core bankingKYC / identity verificationAML / transaction monitoring - The Bancorp
Banking & Infrastructure
The Bancorp, Inc. is a payment services provider and specialized lender in the U.S. through its subsidiary The Bancorp Bank, N.A., serving fintech and nonbank companies.
- Thought Machine
Banking & Infrastructure
Thought Machine builds Vault, a cloud-native core banking and integrated payments platform used by banks from tier 1 institutions to fintechs.
Core banking - Tide
Banking & Infrastructure
Tide is a business finance platform for SMEs, offering business accounts and credit in one app. Its UK current and savings accounts are provided by ClearBank.
Business accountsAccounts receivable - Treasury Prime
Banking & Infrastructure
Treasury Prime is the operating platform for banks in the fintech era. A multi-bank network: 20+ banks, $1.1T in combined assets, 4 million active accounts.
Embedded paymentsCard issuingBanking-as-a-Service - Unit
Banking & Infrastructure
Unit provides a financial infrastructure platform that enables businesses to store, move, spend, and lend money inside their products. Its features include deposit accounts, payment rails, card issuing, and credit accounts for vertical software companies and fintech programs.
Cross-border paymentsCard issuingBusiness accounts