XRP price prediction at $1.49: $2.46 bull, $0.90 bear
By Tobi Opeyemi Amure
AI summary of the source article
On 1 October 2026, XRP traded at approximately $1.49 across major exchanges, reflecting a 48.9 percent decline over the trailing year. Based on 1.5 standard deviations of daily log-returns from the previous 90 sessions, an analytical projection establishes a year-end bull target of $2.46 and a bear target of $0.90. This wide dispersion is driven by intrinsic token volatility rather than upcoming events such as Ripple's Swell conference or monthly escrow releases. Concurrently, U.S. spot XRP ETFs recorded $75.6 million in net inflows for late September, bringing cumulative historical net inflows to $1.79 billion and net assets to $1.77 billion.
Why it matters
The wide projected trading band demonstrates how historical price volatility compounds over time, showing that token values are heavily shaped by market noise rather than executive statements or ETF flows.
Key facts
- XRP traded at $1.49 on 1 October 2026, down 48.9 percent over the trailing year.
- A 1.5 standard deviation projection from 90-day returns sets a bull target of $2.46 and a bear target of $0.90 through 31 December 2026.
- U.S. spot XRP ETFs recorded cumulative historical net inflows of $1.79 billion and net assets of $1.77 billion by late September 2026.