Rule to Allow Crypto in 401(k)s Arrives at White House for Final Review
By Micah Zimmerman
AI summary of the source article
A final Department of Labor rule easing alternative assets such as cryptocurrency into 401(k) retirement plans arrived at the White House for review on Nov. 5. The regulation establishes an ERISA safe harbor for plan fiduciaries.
Why it matters
Satisfying the safe harbor factors 'lowers the litigation risk for employers that decide they want to' offer crypto and provides plan committees a clearer map for digital asset exposure.
Key facts
- The Department of Labor submitted its final rule, 'Fiduciary Duties In Selecting Designated Investment Alternatives,' to the White House for final review.
- The rule establishes an ERISA safe harbor based on six factors, lowering litigation risk for employers deciding to offer alternative assets.
- The measure implements an August 2025 executive order directing the DOL to reexamine ERISA guidance regarding alternative assets including digital assets.
Source excerpt · Bitcoin Magazine
Bitcoin Magazine Rule to Allow Crypto in 401(k)s Arrives at White House for Final Review A final Labor Department rule that would create a fiduciary safe harbor for private equity, real estate and crypto in 401(k) menus arrived at OIRA on Thursday, putting public release within reach. This post Rule to Allow Crypto in 401(k)s Arrives at White House for Final Review first appeared on Bitcoin Magazi…