Agentic Payments Stall at the Anti-Fraud Layer as Visa’s…
By Tobi Opeyemi Amure
AI summary of the source article
Visa reported fiscal Q4 net revenue of $12.1 billion and launched a live agentic payments pilot with BILL and Billtrust. Both Visa and Mastercard are expanding infrastructure for AI agent transactions while addressing anti-fraud bot defenses.
Why it matters
FinteqHub CTO Lev Brodsky noted that "technologies developed over years to protect payments from automated attacks now potentially hinder the growth of agentic commerce."
Key facts
- Visa reported fiscal Q4 net revenue of $12.1 billion, up 13%, with stablecoin settlement exceeding a $25 billion annualized run rate.
- Visa launched an agentic payments pilot on October 20 with BILL and Billtrust, where an authorized agent settles invoices using tokenized credentials.
- Mastercard expanded Agent Pay on September 30 by integrating Skyfire's Know Your Agent technology and building on the x402 protocol.
Source excerpt · FinanceFeeds
Visa reported fiscal fourth-quarter net revenue of $12.1 billion on Tuesday evening, up 13%. It told investors that stablecoin settlement had passed a $25 billion annualized run rate , roughly ten times the level a year earlier. Eight days before that, the company put its first live agentic payments pilot into production with BILL and Billtrust. That pilot pays nothing a human has not already appr…